We are an Independent Insurance Agency with 6 locations throughout Rhode Island. We proudly serve RI, MA & CT. Our approach focuses on listening to your concerns.
In today’s world, cyber liability is a top-of-mind issue for virtually all retailers and providers of client service. Data drives the organizations in the modern marketplace and businesses of all sizes have had a cyber attack or data breach, with the average cost to rectify rising to $6.5 million per occurrence.
One stolen laptop, one careless employee, a virus or even paper records that fall into the wrong hands, can create a financial and reputational consequence affecting your business for years to come.
With a comprehensive cyber liability policy, you can feel confident you’re covered in case of data breaches and related issues, including:
Data compromise protection to cover employee and customer information if your data should ever be hacked, stolen (physical and electronic), corrupted, or subject to procedural errors or internal fraud.
Costs of legal defense in an event that the company is sued due to the breach. Identity recovery protection to identity fraud victims and restore their credit history and records. This includes owners, employees and family members.
Personal services for any persons affected, which may include help line services, credit monitoring and case managers for identifying theft victims.
Forensic services to assist in determining the nature and extent of the problem, and to identify perpetrators of an electronic breach.
Public relations costs paid for firms to review and respond to the potential impact of the data compromise.
We can help protect your business against damage to electronic data, virus or malware attack, liability to third parties, and also help recover the cost of:
We can help protect your business against damage to electronic data, virus or malware attack, liability to third parties, and also help recover the cost of:
Restoring and recreating data to your system
Restoring systems to pre-attack levels
Lost business and unforeseen expenses
Public relations services, to communicate with outside parties concerning a computer attack and your public response
Cyber liability coverage is available for any business, small or large, nonprofit organizations, and retailers. You may be able to save cost by bundling coverage with another policy to create a comprehensive suite of business liability coverages.
We can help you assess the risks to your business, and get you the protection you need in today’s data-reliant world.
While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.
We’re your neighbors. We protect businesses and people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.
Contact us and let the professionals at Graham help you forge the strongest shield possible to help you protect the things you are working hard to build.